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  <!-- Homepage - Highest Priority -->
  <url>
    <loc>https://smartivest.com/</loc>
    <lastmod>2025-06-23</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
  </url>
  
  <!-- Key Landing Pages -->
  <url>
    <loc>https://smartivest.com/about</loc>
    <lastmod>2025-06-23</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <url>
    <loc>https://smartivest.com/how-it-works</loc>
    <lastmod>2025-06-23</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <url>
    <loc>https://smartivest.com/pricing</loc>
    <lastmod>2025-06-23</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- Authentication Pages -->
  <url>
    <loc>https://smartivest.com/login</loc>
    <lastmod>2025-06-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <url>
    <loc>https://smartivest.com/register</loc>
    <lastmod>2025-06-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <!-- Information Pages -->
  <url>
    <loc>https://smartivest.com/faq</loc>
    <lastmod>2025-06-23</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <url>
    <loc>https://smartivest.com/contact</loc>
    <lastmod>2025-06-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <url>
    <loc>https://smartivest.com/security</loc>
    <lastmod>2025-06-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <url>
    <loc>https://smartivest.com/blog</loc>
    <lastmod>2025-06-23</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <url>
    <loc>https://smartivest.com/press</loc>
    <lastmod>2025-06-23</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <!-- Company Pages -->
  <url>
    <loc>https://smartivest.com/careers</loc>
    <lastmod>2025-06-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  
  <url>
    <loc>https://smartivest.com/investors</loc>
    <lastmod>2025-06-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  
  <!-- API Documentation -->
  <url>
    <loc>https://smartivest.com/api</loc>
    <lastmod>2025-06-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  
  <!-- System Status -->
  <url>
    <loc>https://smartivest.com/status</loc>
    <lastmod>2025-06-23</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.3</priority>
  </url>
  
  <!-- Legal Pages -->
  <url>
    <loc>https://smartivest.com/terms-of-service</loc>
    <lastmod>2025-06-23</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  
  <url>
    <loc>https://smartivest.com/privacy-policy</loc>
    <lastmod>2025-06-23</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  
  <url>
    <loc>https://smartivest.com/risk-disclosure</loc>
    <lastmod>2025-06-23</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  
  <url>
    <loc>https://smartivest.com/compliance</loc>
    <lastmod>2025-06-23</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  
  <url>
    <loc>https://smartivest.com/tax-documents</loc>
    <lastmod>2025-06-23</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
</urlset>